Pre-Tax Public Transport Savings Calculator
Discover how much your team could save each year by using IRD-approved, pre-tax public transport benefits through the Extraordinary Platform. That’s money straight back in their pockets, without increasing salary costs for your business.
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Disclaimer: This calculator provides an estimate of potential tax savings from salary sacrifice for public transport, based on 2025/26 income tax rates and a 3% employee KiwiSaver contribution. Actual savings may vary based on your income, KiwiSaver rate, and any other tax-related entitlements (e.g. Working for Families, student loans). Calculations are based on a Deloitte-prepared model and include the ACC Earners’ Levy. This tool is for guidance only and does not constitute financial or tax advice. Please consult a tax professional for personalised advice.
Why this matters for your team
Public transport is already cheaper than driving – but when you use pre-tax dollars to cover fares, the savings get even better.
This calculator uses current NZ tax rates to estimate how much an employee could save by using pre-tax income to pay for public transport. Spoiler: it's often hundreds of dollars.
Impact for businesses
The Extraordinary pre-tax transport benefit is approved by the IRD and structured for FBT exemption. It’s fully compliant by design – and this calculator reflects the same logic used in our Deloitte-prepared model, so you can trust the numbers.
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Pre-tax public transport savings calculator
Discover how much your employees could save each year by using IRD-approved, pre-tax public transport benefits through the Extraordinary Platform.
Ready to offer public transport benefits the right way?
We'll walk you through setup, savings, and how to offer this FBT-exempt benefit at no extra cost.
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